The toolbox
Tools that do the maths while you drag the sliders
Practical calculators, free assessments and guided member exercises. Use your own numbers, compare options and save a plan you can act on.
Financial Health Check
20 honest questions → your Financial Health Check, your strengths map, and your next three moves.
Take it now
Investment Risk Assessment
Risk is relative, and no investment comes without it. Nine questions reveal your investor profile and the investments that fit it.
Find my risk profile
3 min · live balance
Budget Builder
Give every shilling a job across essentials, future-you and lifestyle.
Open
2 min · interactive
Debt Payoff Planner
Every debt listed, your exact debt-free date revealed.
Open
1 min · live chart
Compound Growth Visualiser
Watch what KES 5,000/month quietly becomes.
Open
90 sec · progress ring
Emergency Fund Calculator
Your safety cushion, sized to your real life.
Open
3 min · multi-goal
Wealth & Goals Planner
Every dream gets a number, a date and a monthly amount.
Open
Guided · member exercise
Values Clarification
From 80 values to your top five, define what matters and turn each value into a commitment.
Open
2 min · group score
Chama Health Check
Score your group before the famous drama finds it.
Open
5 min · premium
Money Personality Test
Who are you with money, really? 20 honest statements reveal your dominant money type.
Open
1 min · verdict included
True Cost of Loans
The lender shows the monthly. We show the truth.
Open
2 min · readiness gauge
Retirement Readiness
Your readiness score, and the exact catch-up plan.
Open
Members keep every plan.
Save results to your dashboard, track your score over time, retake and improve.